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McGowan Mortgages. Your Kansas City Mortgage Broker

Trusted Mortgage Experts in Kansas City, MO
Opening at 8:30 AM tomorrow
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5 Questions regarding Condo Insurance in Kansas City

If you’re thinking about buying a condominium, you’ll probably need condo insurance. Listed below are 5 questions regarding this unique form of homeowner’s insurance:

What is condominium insurance? Although the condo owners association typic...

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3 Questions about following Housing Market Trends in 2023

Sometimes, market conditions tend to be more favorable for buyers, thereby providing them with more negotiating power. When you are looking for ‘mortgage broker near me’ just keep in mind that conditions can change quickly and give sell...

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McGowan Mortgages is a Kansas City mortgage broker with a deep understanding of the needs of our clients. Whether buying or refinancing, we can help you get a loan that meets your financial goals.

Our experienced team has been helping customers like you throughout the area for years. We have a t...

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Did You Know?!
Rates at McGowan Mortgages are on average 0.50% - 0.75% lower than the typical Bank or Lender?! 😲

On average we save Homeowners nearly $10k over the life of their loan!! 💸

Call us today to save on your Home Loan! 🤳📲

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McGowan Mortgages is a Kansas City mortgage broker that provides a wide range of services to clients. If you're looking for a home loan, we can help.

Our team will work with you to find the right mortgage solution for your situation. Our goal is to find the right home loan that fits your needs ...

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McGowan Mortgages has provided lending services to individuals and families in the Kansas City area for many years. We are committed to helping you reach your financial goals with personalized, professional service.

Our company is dedicated to providing our clients with superior customer service...

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McGowan Mortgages is a Kansas City mortgage broker that specializes in helping clients find the perfect loan. Our team works with borrowers to find the best solution for their needs, whether they are looking to purchase a new home or refinance an existing mortgage.

We have years of experience wo...

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Are you in need of a mortgage broker in Kansas City? McGowan Mortgages is your source for all things mortgages. As one of the top providers of mortgage services in Kansas City, we offer a wide range of products and services to meet your individual needs.

We understand the process of finding the ...

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9 months ago
Derek and the McGowan Mortgage Team were top-notch from start to finish. Buying a home for the first time was incredibly overwhelming and stressful but Derek and his team educated us through the entire process. They went above and beyond to help us with questions and concerns that were outside of their control, making us feel like we were their #1 priority. Exceptional communication and promptness on our closing date. Derek was very knowledgeable with understanding the market conditions and did everything to make sure we had the best rate possible! We are lifelong customers and would highly recommend to anyone and everyone! ⭐️
- Marria T
4 months ago
Derek and the entire McGowan Mortgages Team are amazing! This Team is filled with extremely friendly and very knowledgeable people who are there for you every step of the way! Derek has incredible videos for each milestone and every potential question you can think of for anyone looking for a mortgage. These amazing resources combined with his drive to help every client are just a few assets that make McGowan Mortgages one of a kind! I am honored to be able to work them and am continually inspired by this Team who makes you feel like family. Working with McGowan Mortgages has been a dream and I encourage everyone to reach out to them if you are in the market for a mortgage =)
- Megan T
5 months ago
Derek is amazing! I've worked with him on a refinance at his previous company, I recommended him to multiple friends who also chose to work with him, and then I reached out to him again for my recent home purchase with his new company. He and his team did an outstanding job dealing with my unique situation, found a way to make it work, and then kept in constant contact with the agents (both buyer's and seller's) to ensure that things stayed on schedule and moved smoothly. They're awesome, and I highly recommend them to anybody in the market for a purchase or refinance!

Your Home Loan Expert in Kansas City

Advantages of Working With a Licensed Mortgage Originator

Choosing a mortgage is easy with McGowan Mortgages. There are many things to consider and many options to weigh, and we are with you every step of the way. 

If you want the best mortgage for your unique situation, there's no other option but to buckle down and get it done. Or, you could let a licensed mortgage loan originator do the work for you.

Working with a trusted mortgage originator gives you access to several advantages that make it much easier to choose the right loan. Below, we look at the perks of working with a licensed mortgage professional: 

You Stand to Save a Lot of Money by Working with A Mortgage Professional

Many people think they can save money by working with an inexperienced mortgage professional. You stand to save a lot of money by working with a mortgage professional. In fact, if you do not use a professional, there is a good chance that you will end up paying more than you should.

Mortgage Professionals Have Access to Special Rates and Programs Unavailable to The Public

Sometimes, these programs can result in significant savings for homeowners who work with them. One of the most important things you need to know about mortgages is that they are complicated. 

Unless you have experience working with loans, there is no way for you to understand everything involved in this process and make sure that everything goes smoothly.

You should also know that mortgages differ from other loans because they require a lot of paperwork, and paperwork errors can cost borrowers a lot of money. 

Therefore, borrowers need to hire professionals familiar with these types of loans and know what needs to be done at every step.

A Mortgage Broker Will Take on The Legwork and Paperwork for You, Giving You More Time To Focus on Other Things

When buying a home, finding the time to do all the legwork involved with getting pre-qualified or pre-approved is hard. A mortgage broker can take away some of that burden and make the process easier.

When you work with a mortgage broker, they can guide you through the entire process of getting pre-approved or pre-qualified for a loan. 

This includes gathering your financial statements and paperwork, putting together an application package, submitting it to lenders, and negotiating on your behalf. They also work with realtors to get you into homes within your price range.

A Mortgage Broker Can Help You Determine Which Type of Mortgage is Best For Your Needs

A mortgage broker works on behalf of the borrower, not the lender. They are not required to work with a specific lender to shop for the best deal. Their job is to find you the best mortgage that meets your requirements. 

A good mortgage broker will explain all the different mortgages and how they work so that you can make an informed decision about which one is right for you.

A good Kansas City mortgage lender will also be able to tell you about any discounts or incentives offered by various lenders and banks, as well as other options such as home equity lines of credit (HELOCs), second mortgages, and debt consolidation loans that may be available besides traditional mortgages.

When looking for a real estate lender, you will want to ensure that your broker is licensed as a mortgage originator. Why? The answer is simple: many laws protect you as a consumer from unscrupulous business practices, and there is an additional layer of protection when dealing with someone with a license in the field they are providing business to consumers. 

McGowan Mortgages is a licensed mortgage broker Kansas City whose reputation is built on integrity, professionalism, and the ability to keep transactions on track. To find out more about us, contact us today.

The best mortgage broker in Kansas City is McGowan Mortgages and they are proud to serve nearby locations.

Learn More About McGowan Mortgages by Visiting our Brand Profiles:

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  • (816) 631-9687


Get directions
800 East 101st Terrace Ste. 350B
Kansas City, MO 64131

Business Hours

Mon:8:30 AM – 7:30 PM
Tue:8:30 AM – 7:30 PM
Wed:8:30 AM – 7:30 PM
Thu:8:30 AM – 7:30 PM
Fri:8:30 AM – 6:00 PM
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