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McGowan Mortgages. Your Kansas City Mortgage Broker

Trusted Mortgage Experts in Kansas City, MO
Open today until 7:30 PM
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You can get to the peak of your real estate dream with the help of the McGowan Mortgages team. We are here to break any obstacles out of the way and offer the responsive spirit you need to facilitate swift progress toward your mortgage objectives.

We shorten the process of you receiving the key...

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McGowan Mortgages is regarded as a national lender with a small business feel. You can look forward to a level of customer service that is rare to find a big lender offer. We also take advantage of some of the most competitive financing in the country to our client's benefit.

At McGowan Mortgag...

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McGowan Mortgages is here to help you get a home loan or guide you with mortgage refinancing. You may have heard from friends and family members that the mortgage process may not be easy. We will strive to make everything quick and painless for you and ensure to answer any questions you have alon...

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My job as your independent mortgage broker is to find an ideal loan for your budget and lifestyle.
Save time, money and the headache of trying to navigate the mortgage world by yourself.

Call, text or email today!
DMcGowan@NEXAMortgage.com

Want more space without having to give up convenient community amenities? A condo could be the perfect next move. We can help you find the condo loan that’s best for you. Call us today!

We make mortgage insurance easy. We have low-cost options for every situation and budget. Let us take you through all the choices today.

We've got your back! As your personal mortgage shopper, we research the market, keep up with trends and specialize in finding the loan that fits your needs.


Testimonials

5 months ago
Derek and the McGowan Mortgage Team were top-notch from start to finish. Buying a home for the first time was incredibly overwhelming and stressful but Derek and his team educated us through the entire process. They went above and beyond to help us with questions and concerns that were outside of their control, making us feel like we were their #1 priority. Exceptional communication and promptness on our closing date. Derek was very knowledgeable with understanding the market conditions and did everything to make sure we had the best rate possible! We are lifelong customers and would highly recommend to anyone and everyone! ⭐️
- Marria T
a month ago
Derek is amazing! I've worked with him on a refinance at his previous company, I recommended him to multiple friends who also chose to work with him, and then I reached out to him again for my recent home purchase with his new company. He and his team did an outstanding job dealing with my unique situation, found a way to make it work, and then kept in constant contact with the agents (both buyer's and seller's) to ensure that things stayed on schedule and moved smoothly. They're awesome, and I highly recommend them to anybody in the market for a purchase or refinance!
Trena
5 months ago
Derek helped my wife and I buy our first house and was so great at walking us through the entire process, making sure we understood everything. He was always available to answer all of our questions and was impressively quick on getting paperwork signed and submitted. Put simply, he made everything easy. So glad we worked with Derek and he will be our first call when we look at moving again!
- Sam T

Your Home Loan Expert in Kansas City


Advantages of Working With a Licensed Mortgage Originator

Choosing a mortgage is easy with McGowan Mortgages. There are many things to consider and many options to weigh, and we are with you every step of the way. 

If you want the best mortgage for your unique situation, there's no other option but to buckle down and get it done. Or, you could let a licensed mortgage loan originator do the work for you.

Working with a trusted mortgage originator gives you access to several advantages that make it much easier to choose the right loan. Below, we look at the perks of working with a licensed mortgage professional: 

You Stand to Save a Lot of Money by Working with A Mortgage Professional

Many people think they can save money by working with an inexperienced mortgage professional. You stand to save a lot of money by working with a mortgage professional. In fact, if you do not use a professional, there is a good chance that you will end up paying more than you should.

Mortgage Professionals Have Access to Special Rates and Programs Unavailable to The Public

Sometimes, these programs can result in significant savings for homeowners who work with them. One of the most important things you need to know about mortgages is that they are complicated. 

Unless you have experience working with loans, there is no way for you to understand everything involved in this process and make sure that everything goes smoothly.

You should also know that mortgages differ from other loans because they require a lot of paperwork, and paperwork errors can cost borrowers a lot of money. 

Therefore, borrowers need to hire professionals familiar with these types of loans and know what needs to be done at every step.

A Mortgage Broker Will Take on The Legwork and Paperwork for You, Giving You More Time To Focus on Other Things

When buying a home, finding the time to do all the legwork involved with getting pre-qualified or pre-approved is hard. A mortgage broker can take away some of that burden and make the process easier.

When you work with a mortgage broker, they can guide you through the entire process of getting pre-approved or pre-qualified for a loan. 

This includes gathering your financial statements and paperwork, putting together an application package, submitting it to lenders, and negotiating on your behalf. They also work with realtors to get you into homes within your price range.

A Mortgage Broker Can Help You Determine Which Type of Mortgage is Best For Your Needs

A mortgage broker works on behalf of the borrower, not the lender. They are not required to work with a specific lender to shop for the best deal. Their job is to find you the best mortgage that meets your requirements. 

A good mortgage broker will explain all the different mortgages and how they work so that you can make an informed decision about which one is right for you.

A good Kansas City mortgage lender will also be able to tell you about any discounts or incentives offered by various lenders and banks, as well as other options such as home equity lines of credit (HELOCs), second mortgages, and debt consolidation loans that may be available besides traditional mortgages.

When looking for a real estate lender, you will want to ensure that your broker is licensed as a mortgage originator. Why? The answer is simple: many laws protect you as a consumer from unscrupulous business practices, and there is an additional layer of protection when dealing with someone with a license in the field they are providing business to consumers. 

McGowan Mortgages is a licensed mortgage broker Kansas City whose reputation is built on integrity, professionalism, and the ability to keep transactions on track. To find out more about us, contact us today.

The best mortgage broker in Kansas City is McGowan Mortgages and they are proud to serve nearby locations.

Learn More About McGowan Mortgages by Visiting our Brand Profiles:



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Contact

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  • (816) 653-3129
  • (816) 631-9687

Address

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800 East 101st Terrace Ste. 350B
Kansas City, MO 64131
USA

Business Hours

Mon:8:30 AM – 7:30 PM
Tue:8:30 AM – 7:30 PM
Wed:8:30 AM – 7:30 PM
Thu:8:30 AM – 7:30 PM
Fri:8:30 AM – 6:00 PM
Sat:Closed
Sun:Closed
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